|
|
|
Current as of 09/03/2010 |
|
MICHIGAN |
Product
Credit
Unions Banks
Variance |
| |
Hi |
Avg |
Low |
|
|
|
Hi |
Avg |
Low |
|
Average |
| NEW CAR 48MO |
|
5.95 |
4.3 |
2.75 |
|
|
|
8 |
5 |
3.59 |
|
|
-70
|
|
|
| NEW CAR 60MO |
|
6.04 |
4.45 |
3.4 |
|
|
|
8 |
5.04 |
3.59 |
|
|
-59
|
|
|
| 36M CAR 2YR OLD |
|
6.49 |
4.45 |
2.75 |
|
|
|
9 |
5.44 |
3.66 |
|
|
-99
|
|
|
| 48M CAR 2YR OLD |
|
6.49 |
4.49 |
2.75 |
|
|
|
9 |
5.46 |
3.66 |
|
|
-97
|
|
|
| HOME EQ LOC 80% |
|
6 |
4.36 |
2.75 |
|
|
|
6 |
4.93 |
3.25 |
|
|
-57
|
|
|
| HM EQ 5 80% |
|
8.5 |
6.24 |
3.5 |
|
|
|
8 |
6.77 |
3.99 |
|
|
-53
|
|
|
| UNSECRD FIX36 |
|
15.5 |
10.58 |
5 |
|
|
|
19 |
12.89 |
9 |
|
|
-231
|
|
|
| 1 MO CD-100K |
|
0.35 |
0.3 |
0.25 |
|
|
|
0 |
0.22 |
0.05 |
|
|
8
|
|
|
| 2 MO CD-100K |
|
0.25 |
0.25 |
0.25 |
|
|
|
0 |
0.25 |
0.05 |
|
|
0
|
|
|
| 3 MO CD-100K |
|
0.45 |
0.39 |
0.35 |
|
|
|
0 |
0.31 |
0.1 |
|
|
8
|
|
|
| 6 MO CD-100K |
|
0.75 |
0.54 |
0.4 |
|
|
|
1 |
0.52 |
0.1 |
|
|
2
|
|
|
| 1 YR CD-100K |
|
0.95 |
0.77 |
0.4 |
|
|
|
1 |
0.82 |
0.2 |
|
|
-5
|
|
|
| 3/1YR ARM |
|
4.5 |
4.5 |
4.5 |
|
|
|
5 |
4.27 |
3.24 |
|
|
23
|
|
|
| 5/1YR ARM |
|
6.65 |
5.13 |
4 |
|
|
|
6 |
4.22 |
3.19 |
|
|
91
|
|
|
| 15YR FIX |
|
4.63 |
4.03 |
3.63 |
|
|
|
6 |
4.27 |
3.63 |
|
|
-24
|
|
|
| 30YR FIX |
|
4.75 |
4.48 |
4.13 |
|
|
|
6 |
4.76 |
4.13 |
|
|
-28
|
|
|
| REG SAV-1K |
|
1.25 |
0.25 |
0.01 |
|
|
|
1 |
0.18 |
0.03 |
|
|
7
|
|
|
| INT CHKING-5K |
|
0.8 |
0.21 |
0.02 |
|
|
|
1 |
0.18 |
0.01 |
|
|
3
|
|
|
| MMKT-2.5K |
|
1.25 |
0.38 |
0.05 |
|
|
|
1 |
0.21 |
0.01 |
|
|
17
|
|
|
| MMKT-10K |
|
1.35 |
0.48 |
0.09 |
|
|
|
1 |
0.29 |
0.01 |
|
|
19
|
|
|
| MMKT-25K |
|
1.45 |
0.58 |
0.13 |
|
|
|
1 |
0.39 |
0.01 |
|
|
19
|
|
|
| MMKT-50K |
|
1.46 |
0.69 |
0.13 |
|
|
|
1 |
0.47 |
0.01 |
|
|
22
|
|
|
| MMKT-100K |
|
1.65 |
0.78 |
0.13 |
|
|
|
1 |
0.55 |
0.01 |
|
|
23
|
|
|
| 3 MO CD-10K |
|
1.25 |
0.39 |
0.05 |
|
|
|
1 |
0.26 |
0.05 |
|
|
13
|
|
|
| 6 MO CD-10K |
|
1.3 |
0.59 |
0.05 |
|
|
|
1 |
0.42 |
0.1 |
|
|
17
|
|
|
| 1 YR CD-10K |
|
1.6 |
0.89 |
0.05 |
|
|
|
1 |
0.71 |
0.15 |
|
|
18
|
|
|
| 2 YR CD-10K |
|
2.45 |
1.32 |
0.3 |
|
|
|
2 |
1.13 |
0.25 |
|
|
19
|
|
|
| 3 YR CD-10K |
|
3 |
1.68 |
0.35 |
|
|
|
2 |
1.43 |
0.55 |
|
|
25
|
|
|
| 4 YR CD-10K |
|
3.3 |
2.02 |
0.4 |
|
|
|
2 |
1.7 |
0.4 |
|
|
32
|
|
|
| 5 YR CD-10K |
|
3.3 |
2.32 |
0.5 |
|
|
|
3 |
2.04 |
1 |
|
|
28
|
|
|
|
|
