|
|
|
Current as of 05/21/2013 |
|
USA |
Product
Credit
Unions Banks
Variance |
| |
Hi |
Avg |
Low |
|
|
|
Hi |
Avg |
Low |
|
Average |
| NEW CAR 36MO |
|
7.4 |
2.69 |
0.99 |
|
|
|
13 |
4.5 |
1.64 |
|
|
-181
|
|
|
| NEW CAR 48MO |
|
6.5 |
2.79 |
0.99 |
|
|
|
13 |
4.57 |
1.75 |
|
|
-178
|
|
|
| NEW CAR 60MO |
|
7.5 |
2.89 |
1.25 |
|
|
|
13 |
4.67 |
1.75 |
|
|
-178
|
|
|
| NEW CAR 72MO |
|
8.99 |
3.33 |
1.25 |
|
|
|
9 |
4.49 |
1.95 |
|
|
-116
|
|
|
| 36M CAR 2YR OLD |
|
7.45 |
2.86 |
1.25 |
|
|
|
13 |
5.03 |
1.87 |
|
|
-217
|
|
|
| 48M CAR 2YR OLD |
|
7.45 |
2.96 |
1.25 |
|
|
|
13 |
5.07 |
1.87 |
|
|
-211
|
|
|
| 60M CAR 2YR OLD |
|
9.9 |
3.1 |
1.25 |
|
|
|
12 |
4.79 |
1.89 |
|
|
-169
|
|
|
| 72M CAR 2YR OLD |
|
10.99 |
3.45 |
1.25 |
|
|
|
10 |
4.39 |
2.09 |
|
|
-94
|
|
|
| RV N60 100% |
|
13.5 |
5.46 |
1.49 |
|
|
|
13 |
6.75 |
1.99 |
|
|
-129
|
|
|
| BOAT N60 100% |
|
14 |
5.38 |
1.49 |
|
|
|
15 |
6.68 |
1.99 |
|
|
-130
|
|
|
| HE LOC 80%-25K |
|
8.5 |
4.18 |
2 |
|
|
|
8 |
4.56 |
2.5 |
|
|
-38
|
|
|
| HM EQ 5 80% |
|
9.9 |
4.76 |
1.99 |
|
|
|
9 |
5.33 |
1.99 |
|
|
-57
|
|
|
| HM EQ 10 80% |
|
9.95 |
5.31 |
2.24 |
|
|
|
10 |
5.66 |
2.39 |
|
|
-35
|
|
|
| HM EQ 15 80% |
|
10.95 |
5.7 |
2.24 |
|
|
|
10 |
5.9 |
2.79 |
|
|
-20
|
|
|
| UNSCRD FIX36 5K |
|
18 |
9.81 |
2.74 |
|
|
|
24 |
10.81 |
3 |
|
|
-100
|
|
|
| 1 MO CD-100K |
|
0.45 |
0.19 |
0.02 |
|
|
|
0 |
0.09 |
0.01 |
|
|
10
|
|
|
| 1 MO CD-250K |
|
0.45 |
0.19 |
0.02 |
|
|
|
0 |
0.1 |
0.01 |
|
|
9
|
|
|
| 2 MO CD-100K |
|
0.45 |
0.23 |
0.1 |
|
|
|
0 |
0.1 |
0.01 |
|
|
13
|
|
|
| 2 MO CD-250K |
|
0.45 |
0.23 |
0.1 |
|
|
|
0 |
0.1 |
0.01 |
|
|
13
|
|
|
| 3 MO CD-100K |
|
1.1 |
0.23 |
0.01 |
|
|
|
1 |
0.13 |
0.01 |
|
|
10
|
|
|
| 3 MO CD-250K |
|
1.2 |
0.24 |
0.01 |
|
|
|
1 |
0.13 |
0.01 |
|
|
11
|
|
|
| 6 MO CD-100K |
|
1.36 |
0.32 |
0.01 |
|
|
|
1 |
0.2 |
0.01 |
|
|
12
|
|
|
| 6 MO CD-250K |
|
1.46 |
0.33 |
0.01 |
|
|
|
1 |
0.2 |
0.01 |
|
|
13
|
|
|
| 1 YR CD-100K |
|
1.61 |
0.47 |
0.05 |
|
|
|
1 |
0.32 |
0.01 |
|
|
15
|
|
|
| 1 YR CD-250K |
|
1.71 |
0.49 |
0.1 |
|
|
|
1 |
0.33 |
0.01 |
|
|
16
|
|
|
| 2 YR CD-100K |
|
1.61 |
0.69 |
0.05 |
|
|
|
5 |
0.51 |
0.03 |
|
|
18
|
|
|
| 2 YR CD-250K |
|
1.71 |
0.7 |
0.2 |
|
|
|
1 |
0.49 |
0.03 |
|
|
21
|
|
|
| 3 YR CD-100K |
|
1.61 |
0.92 |
0.05 |
|
|
|
5 |
0.66 |
0.05 |
|
|
26
|
|
|
| 3 YR CD-250K |
|
1.71 |
0.93 |
0.25 |
|
|
|
2 |
0.65 |
0.05 |
|
|
28
|
|
|
| 4 YR CD-250K |
|
1.5 |
1.13 |
0.75 |
|
|
|
2 |
0.77 |
0.1 |
|
|
36
|
|
|
| 5 YR CD-250K |
|
2 |
1.37 |
0.95 |
|
|
|
3 |
0.97 |
0.2 |
|
|
40
|
|
|
| 1YR ARM |
|
12 |
3.31 |
1.13 |
|
|
|
6 |
3.17 |
1.38 |
|
|
14
|
|
|
| 3/1YR ARM |
|
12 |
3.07 |
1.38 |
|
|
|
7 |
3.11 |
1.75 |
|
|
-4
|
|
|
| 5/1YR ARM |
|
7 |
2.95 |
1.99 |
|
|
|
8 |
2.96 |
1.99 |
|
|
-1
|
|
|
| 7/1YR ARM |
|
12 |
3.18 |
2.25 |
|
|
|
8 |
2.97 |
2.25 |
|
|
21
|
|
|
| 15YR FIX |
|
8.75 |
2.96 |
2.25 |
|
|
|
8 |
2.9 |
2 |
|
|
6
|
|
|
| 20YR FIX |
|
9 |
3.55 |
2.63 |
|
|
|
9 |
3.53 |
2.63 |
|
|
2
|
|
|
| 30YR FIX |
|
9 |
3.68 |
3.13 |
|
|
|
9 |
3.65 |
2.63 |
|
|
3
|
|
|
| 40YR FIX |
|
7 |
4.19 |
3.63 |
|
|
|
5 |
4.28 |
3.63 |
|
|
-9
|
|
|
| CREDITCRD CLASC |
|
19.9 |
11.57 |
4.88 |
|
|
|
20 |
12.72 |
5.95 |
|
|
-115
|
|
|
| CREDITCRD GOLD |
|
16.99 |
10.4 |
5.25 |
|
|
|
17 |
11.29 |
4.25 |
|
|
-89
|
|
|
| CREDITCRD PLAT |
|
17.99 |
9.16 |
4.25 |
|
|
|
21 |
10.46 |
5.25 |
|
|
-130
|
|
|
| REG SAV-1K |
|
3 |
0.14 |
0 |
|
|
|
5 |
0.11 |
0.01 |
|
|
3
|
|
|
| REG SAV-5K |
|
1.25 |
0.17 |
0.01 |
|
|
|
3 |
0.14 |
0.01 |
|
|
3
|
|
|
| REG SAV-10K |
|
1.26 |
0.22 |
0.02 |
|
|
|
3 |
0.18 |
0.01 |
|
|
4
|
|
|
| INT CHKING-1K |
|
1.01 |
0.16 |
0.01 |
|
|
|
1 |
0.09 |
0.01 |
|
|
7
|
|
|
| INT CHKING-5K |
|
1 |
0.11 |
0 |
|
|
|
1 |
0.08 |
0 |
|
|
3
|
|
|
| INT CHKING-10K |
|
1.26 |
0.18 |
0.02 |
|
|
|
3 |
0.19 |
0.01 |
|
|
-1
|
|
|
| REWARDS CKG |
|
7.5 |
2.13 |
0.02 |
|
|
|
4 |
1.45 |
0.01 |
|
|
68
|
|
|
| MMKT-2.5K |
|
1.31 |
0.17 |
0.01 |
|
|
|
1 |
0.11 |
0 |
|
|
6
|
|
|
| MMKT-10K |
|
1.31 |
0.21 |
0.01 |
|
|
|
1 |
0.14 |
0.01 |
|
|
7
|
|
|
| MMKT-25K |
|
1.31 |
0.26 |
0.01 |
|
|
|
1 |
0.17 |
0.01 |
|
|
9
|
|
|
| MMKT-50K |
|
1.31 |
0.3 |
0.01 |
|
|
|
1 |
0.21 |
0.01 |
|
|
9
|
|
|
| MMKT-100K |
|
1.31 |
0.34 |
0.01 |
|
|
|
1 |
0.24 |
0.01 |
|
|
10
|
|
|
| MMKT-250K |
|
1.51 |
0.35 |
0.01 |
|
|
|
1 |
0.26 |
0 |
|
|
9
|
|
|
| LIQUID IRA 10K |
|
3.26 |
0.36 |
0.01 |
|
|
|
3 |
0.24 |
0.01 |
|
|
12
|
|
|
| 3 MO CD-10K |
|
1.36 |
0.2 |
0.01 |
|
|
|
1 |
0.12 |
0 |
|
|
8
|
|
|
| 6 MO CD-10K |
|
1.41 |
0.29 |
0.01 |
|
|
|
1 |
0.19 |
0.01 |
|
|
10
|
|
|
| 1 YR CD-10K |
|
1.92 |
0.42 |
0.01 |
|
|
|
1 |
0.31 |
0.01 |
|
|
11
|
|
|
| 18 MO CD-10K |
|
1.97 |
0.5 |
0.02 |
|
|
|
4 |
0.37 |
0.02 |
|
|
13
|
|
|
| 2 YR CD-10K |
|
2.07 |
0.64 |
0.02 |
|
|
|
1 |
0.48 |
0.03 |
|
|
16
|
|
|
| 30 MO CD-10K |
|
2.17 |
0.7 |
0.05 |
|
|
|
4 |
0.49 |
0.05 |
|
|
21
|
|
|
| 3 YR CD-10K |
|
2.33 |
0.86 |
0.01 |
|
|
|
2 |
0.64 |
0.05 |
|
|
22
|
|
|
| 4 YR CD-10K |
|
2.53 |
1.06 |
0.05 |
|
|
|
1 |
0.77 |
0.05 |
|
|
29
|
|
|
| 5 YR CD-10K |
|
3.05 |
1.3 |
0.03 |
|
|
|
2 |
0.97 |
0.05 |
|
|
33
|
|
|
|
|
