|
|
|
Current as of 01/26/2012 |
|
USA |
Product
Credit
Unions Banks
Variance |
| |
Hi |
Avg |
Low |
|
|
|
Hi |
Avg |
Low |
|
Average |
| NEW CAR 36MO |
|
8 |
3.31 |
1.49 |
|
|
|
11 |
4.81 |
2.04 |
|
|
-150
|
|
|
| NEW CAR 48MO |
|
6.65 |
3.41 |
1.74 |
|
|
|
11 |
4.88 |
2.04 |
|
|
-147
|
|
|
| NEW CAR 60MO |
|
7 |
3.53 |
1.79 |
|
|
|
11 |
4.97 |
2.35 |
|
|
-144
|
|
|
| NEW CAR 72MO |
|
8.99 |
4.11 |
1.99 |
|
|
|
11 |
5.05 |
2.93 |
|
|
-94
|
|
|
| 36M CAR 2YR OLD |
|
7.5 |
3.49 |
1.25 |
|
|
|
12 |
5.33 |
2.25 |
|
|
-184
|
|
|
| 48M CAR 2YR OLD |
|
8 |
3.63 |
1.74 |
|
|
|
12 |
5.37 |
2.25 |
|
|
-174
|
|
|
| 60M CAR 2YR OLD |
|
9.9 |
3.85 |
1.9 |
|
|
|
11 |
5.28 |
2.35 |
|
|
-143
|
|
|
| 72M CAR 2YR OLD |
|
10.99 |
4.23 |
1.99 |
|
|
|
11 |
5.04 |
2.93 |
|
|
-81
|
|
|
| RV N60 100% |
|
12.75 |
6.09 |
1.99 |
|
|
|
14 |
7.4 |
2.95 |
|
|
-131
|
|
|
| BOAT N60 100% |
|
14 |
6 |
1.89 |
|
|
|
14 |
7.35 |
2.95 |
|
|
-135
|
|
|
| HOME EQ LOC 80% |
|
8.75 |
4.32 |
1.25 |
|
|
|
8 |
4.73 |
2.75 |
|
|
-41
|
|
|
| HM EQ 5 80% |
|
9.95 |
5.29 |
2.49 |
|
|
|
11 |
5.82 |
2.75 |
|
|
-53
|
|
|
| HM EQ 10 80% |
|
10 |
5.86 |
3 |
|
|
|
10 |
6.25 |
2.99 |
|
|
-39
|
|
|
| HM EQ 15 80% |
|
10.95 |
6.2 |
3 |
|
|
|
10 |
6.46 |
3.63 |
|
|
-26
|
|
|
| UNSCRD FIX36 5K |
|
18 |
10.21 |
2.99 |
|
|
|
22 |
11.5 |
4 |
|
|
-129
|
|
|
| 1 MO CD-100K |
|
0.7 |
0.31 |
0.2 |
|
|
|
0 |
0.14 |
0.01 |
|
|
17
|
|
|
| 1 MO CD-250K |
|
0.7 |
0.34 |
0.2 |
|
|
|
0 |
0.14 |
0.01 |
|
|
20
|
|
|
| 2 MO CD-100K |
|
0.7 |
0.32 |
0.2 |
|
|
|
0 |
0.15 |
0.01 |
|
|
17
|
|
|
| 2 MO CD-250K |
|
0.7 |
0.37 |
0.2 |
|
|
|
0 |
0.15 |
0.01 |
|
|
22
|
|
|
| 3 MO CD-100K |
|
0.8 |
0.33 |
0.05 |
|
|
|
1 |
0.19 |
0.01 |
|
|
14
|
|
|
| 3 MO CD-250K |
|
0.8 |
0.35 |
0.05 |
|
|
|
1 |
0.18 |
0.01 |
|
|
17
|
|
|
| 6 MO CD-100K |
|
1.06 |
0.45 |
0.05 |
|
|
|
1 |
0.29 |
0.01 |
|
|
16
|
|
|
| 6 MO CD-250K |
|
1 |
0.48 |
0.1 |
|
|
|
1 |
0.27 |
0.01 |
|
|
21
|
|
|
| 1 YR CD-100K |
|
1.41 |
0.66 |
0.15 |
|
|
|
1 |
0.46 |
0.05 |
|
|
20
|
|
|
| 1 YR CD-250K |
|
1.41 |
0.74 |
0.15 |
|
|
|
1 |
0.42 |
0.05 |
|
|
32
|
|
|
| 2 YR CD-100K |
|
1.82 |
0.94 |
0.28 |
|
|
|
5 |
0.75 |
0.05 |
|
|
19
|
|
|
| 2 YR CD-250K |
|
1.61 |
1 |
0.4 |
|
|
|
1 |
0.64 |
0.1 |
|
|
36
|
|
|
| 3 YR CD-100K |
|
2.37 |
1.29 |
0.4 |
|
|
|
5 |
0.96 |
0.05 |
|
|
33
|
|
|
| 3 YR CD-250K |
|
2.37 |
1.37 |
0.5 |
|
|
|
1 |
0.83 |
0.1 |
|
|
54
|
|
|
| 1YR ARM |
|
12 |
3.37 |
1.5 |
|
|
|
6 |
3.51 |
1.5 |
|
|
-14
|
|
|
| 3/1YR ARM |
|
12 |
3.38 |
1.9 |
|
|
|
6 |
3.32 |
1.99 |
|
|
6
|
|
|
| 5/1YR ARM |
|
12 |
3.53 |
2.25 |
|
|
|
8 |
3.22 |
2.13 |
|
|
31
|
|
|
| 7/1YR ARM |
|
6.25 |
3.65 |
2.75 |
|
|
|
8 |
3.54 |
2.5 |
|
|
11
|
|
|
| 15YR FIX |
|
6.4 |
3.5 |
2.63 |
|
|
|
6 |
3.38 |
2.49 |
|
|
12
|
|
|
| 20YR FIX |
|
6.63 |
3.93 |
3.5 |
|
|
|
7 |
3.92 |
3 |
|
|
1
|
|
|
| 30YR FIX |
|
6.75 |
4.09 |
3.63 |
|
|
|
6 |
4.04 |
3 |
|
|
5
|
|
|
| 40YR FIX |
|
5.13 |
4.56 |
4.13 |
|
|
|
5 |
4.68 |
4.25 |
|
|
-12
|
|
|
| CREDITCRD CLASC |
|
17.99 |
11.6 |
5.15 |
|
|
|
20 |
13.53 |
5.15 |
|
|
-193
|
|
|
| CREDITCRD GOLD |
|
16.88 |
10.27 |
5.25 |
|
|
|
26 |
11.57 |
2.25 |
|
|
-130
|
|
|
| CREDITCRD PLAT |
|
17.99 |
9.3 |
3.99 |
|
|
|
21 |
10.76 |
5.15 |
|
|
-146
|
|
|
| REG SAV-1K |
|
4 |
0.2 |
0.01 |
|
|
|
1 |
0.15 |
0.01 |
|
|
5
|
|
|
| REG SAV-5K |
|
2.01 |
0.24 |
0.02 |
|
|
|
3 |
0.23 |
0.01 |
|
|
1
|
|
|
| REG SAV-10K |
|
1.26 |
0.3 |
0.05 |
|
|
|
3 |
0.23 |
0.01 |
|
|
7
|
|
|
| INT CHKING-1K |
|
1.01 |
0.17 |
0.01 |
|
|
|
1 |
0.11 |
0.01 |
|
|
6
|
|
|
| INT CHKING-5K |
|
1.25 |
0.15 |
0.01 |
|
|
|
1 |
0.11 |
0.01 |
|
|
4
|
|
|
| INT CHKING-10K |
|
1.26 |
0.25 |
0.05 |
|
|
|
3 |
0.22 |
0.01 |
|
|
3
|
|
|
| REWARDS/REL CKG |
|
7.71 |
2.34 |
0.2 |
|
|
|
5 |
1.74 |
0.01 |
|
|
60
|
|
|
| MMKT-2.5K |
|
1.31 |
0.25 |
0.01 |
|
|
|
1 |
0.16 |
0.01 |
|
|
9
|
|
|
| MMKT-10K |
|
1.31 |
0.3 |
0.01 |
|
|
|
1 |
0.21 |
0.01 |
|
|
9
|
|
|
| MMKT-25K |
|
2 |
0.37 |
0.01 |
|
|
|
1 |
0.26 |
0.01 |
|
|
11
|
|
|
| MMKT-50K |
|
2 |
0.43 |
0.01 |
|
|
|
1 |
0.31 |
0.01 |
|
|
12
|
|
|
| MMKT-100K |
|
2 |
0.48 |
0.01 |
|
|
|
1 |
0.36 |
0.01 |
|
|
12
|
|
|
| MMKT-250K |
|
2 |
0.5 |
0.01 |
|
|
|
3 |
0.39 |
0.01 |
|
|
11
|
|
|
| IRA VAR RATE |
|
4.16 |
0.51 |
0.02 |
|
|
|
5 |
0.32 |
0.01 |
|
|
19
|
|
|
| 3 MO CD-10K |
|
1.36 |
0.27 |
0.01 |
|
|
|
1 |
0.17 |
0.01 |
|
|
10
|
|
|
| 6 MO CD-10K |
|
1.5 |
0.41 |
0.01 |
|
|
|
1 |
0.28 |
0.01 |
|
|
13
|
|
|
| 1 YR CD-10K |
|
2 |
0.6 |
0.01 |
|
|
|
1 |
0.43 |
0.04 |
|
|
17
|
|
|
| 18 MO CD-10K |
|
4.74 |
0.73 |
0.01 |
|
|
|
5 |
0.58 |
0.04 |
|
|
15
|
|
|
| 2 YR CD-10K |
|
2.27 |
0.89 |
0.01 |
|
|
|
1 |
0.68 |
0.05 |
|
|
21
|
|
|
| 30 MO CD-10K |
|
2.38 |
0.98 |
0.21 |
|
|
|
4 |
0.73 |
0.05 |
|
|
25
|
|
|
| 3 YR CD-10K |
|
2.33 |
1.2 |
0.01 |
|
|
|
3 |
0.91 |
0.05 |
|
|
29
|
|
|
| 4 YR CD-10K |
|
2.53 |
1.46 |
0.01 |
|
|
|
2 |
1.09 |
0.05 |
|
|
37
|
|
|
| 5 YR CD-10K |
|
3.05 |
1.76 |
0.01 |
|
|
|
3 |
1.38 |
0.05 |
|
|
38
|
|
|
|
|
